Are you Debt Smart?

At TBA Financial we are committed to assisting our clients manage their debt properly so they can achieve financial independence and security. By being debt smart, you will be on your way to achieving your short and long-term goals & objectives. Whether it’s your children’s education, renovating your home, buying a bigger home or investment property.

Ensuring your debt is working for you

With the average Australian household spending 2.3% more than they earn every year, debt is an issue for almost everyone. While debt is often viewed in a negative light, if managed and used effectively, it can be the foundation from which to create and protect your wealth. I can show you a number of strategies to assist you to make the most of your finances including:

having the right home loan structure to suit your current and future goals

consolidating your debt through a structured budgeting approach

identifying the best options for you including reducing total loan repayments

creating strategies to manage your household debt and cashflow

borrowing funds to buy an investment property

using equity in your home to create wealth or for personal purposes

We will contact you over the next week to discuss if your Home Loan structure is in line with your current financial goals and objectives.

Sincerely

Graeme Rissman
Mortgage / Banking Specialist
0411255355
TBA Financial
Accredited Mortgage Consultant
Authorised Credit Representative of AMP Financial Planning Ltd
ABN 89 051 208 327, AFS Licence No. 232706

TBA Consolidated Financial Pty Ltd trading as TBA Financial, ABN 62 074 864 369, is an authorised representative of AMP Financial Planning Pty Limited (Australian Financial Services Licence No. 232706).
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